Free loan consultation

Get the best rate
for your home loan

We compare 20+ banks and NBFCs to find the lowest rate for your profile. Plot loans, home loans, PMAY subsidy — all covered. Zero brokerage fee.

Response in 24 hours
No hidden charges
PMAY subsidy help
Plot loans available
Quick EMI estimate
₹40L
8.5%
20 yrs
Monthly EMI
₹34,722
Total interest₹43.3L
Total payment₹83.3L
Get this rate or better →

What we help you with

🌿

Plot loan

8.75% – 10.5% p.a.

For buying a residential plot or land. Very few banks offer this — we are specialists and know exactly which lenders will fund your plot type.

  • NA / non-agricultural plots
  • Up to 75% funding
  • Tenure up to 15 years
  • Agricultural land guidance
Apply now →
🏗️

Construction loan

8.5% – 10% p.a.

Already own a plot? Get funds to build your dream home. Disbursed in stages as construction progresses — you only pay interest on the amount drawn.

  • Stage-wise disbursement
  • Plot + construction combo
  • Approved map required
  • Self-employed friendly
Apply now →
🎯

PMAY subsidy

Up to ₹2.67L subsidy

Pradhan Mantri Awas Yojana 2.0 gives first-time buyers a subsidy on interest. We check your eligibility and handle the entire application.

  • EWS / LIG / MIG eligible
  • Annual income under ₹18L
  • First-time buyer required
  • Urban & rural both covered
Check eligibility →
🔄

Balance transfer

Save ₹2L – ₹8L+

Already have a home loan at a high rate? Transfer it to a cheaper lender. We calculate the exact savings and handle all paperwork for free.

  • Check if transfer saves money
  • Minimum 6 months old loan
  • Top-up available
  • Full paperwork support
Calculate savings →
🏢

Loan against property

9.5% – 12% p.a.

Unlock the value of your existing property. Use funds for business, education or any purpose — at much lower rates than personal loans.

  • Residential & commercial
  • Up to 60% of property value
  • Tenure up to 15 years
  • Business owners preferred
Apply now →

20+ lenders compared
for your benefit

SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak Bank
LIC HFL
PNB Housing
Bajaj Housing
Tata Capital
Aditya Birla HFL
Bank of Baroda
Union Bank
Canara Bank
Federal Bank
Yes Bank
+ 5 more NBFCs

How it works

01

Share your details

Fill the form below — takes 2 minutes. Tell us your income, city, and how much loan you need.

02

We compare lenders

Our team checks your profile against 20+ banks and finds the best rate and terms you qualify for.

03

Get your options

We send you the top 3 loan offers on WhatsApp within 24 hours. You choose — no pressure.

04

We handle paperwork

Once you pick a lender, we guide you through documents and follow up until disbursement.

Apply for your
home loan today

Fill this form and our loan expert will call you within 24 hours with the best options for your profile. Completely free — we earn from banks, not you.

₹0
Fee to you
24h
Response time
20+
Banks compared

Details go to your email instantly. We never sell your data.

Loan FAQs

Can I get a loan for agricultural land?
Most banks don't fund agricultural land directly. However, if the land has NA (Non-Agricultural) conversion or is in a RERA-approved layout, several NBFCs will fund it. We guide you through this.
What is the minimum salary for a ₹40L home loan?
Typically ₹35,000–40,000/month take-home for a 20-year loan. But this varies by bank and your existing EMIs. We assess your exact eligibility for free.
How long does loan approval take?
With complete documents, most banks approve in 7–15 working days. We help you prepare documents correctly so there are no delays.
Do you charge any fee?
Absolutely zero fee from you. We earn a referral commission from banks when your loan is disbursed. You get our full service free.
What documents are needed?
Basic documents: Aadhaar, PAN, 3 months salary slips (or 2 years ITR for self-employed), bank statements, and property documents. We give you a complete checklist.
Can I transfer my existing home loan?
Yes. If your current rate is above 9%, a balance transfer could save you ₹2L–8L over the remaining tenure. We calculate the exact benefit before you decide.