/* ── LOAN PAGE STYLES ── */

.loan-hero {
  padding: 120px 0 80px;
  background: var(--cream);
}
.lh-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.loan-badges {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 32px;
}
.lb-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: var(--ink-muted);
}
.lb-icon {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--green-light);
  color: var(--green-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 500;
  flex-shrink: 0;
}

/* Mini calc in hero */
.mini-calc {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  border: 1px solid rgba(0,0,0,0.07);
}
.mc-head {
  font-family: 'Fraunces', serif;
  font-size: 18px; font-weight: 400;
  margin-bottom: 20px;
  color: var(--ink);
}
.mc-field { margin-bottom: 18px; }
.mc-field label {
  display: block;
  font-size: 12px;
  color: var(--ink-light);
  margin-bottom: 8px;
}
.mc-result {
  background: var(--green-deep);
  border-radius: var(--radius-sm);
  padding: 16px;
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 14px;
}
.mcr-main { flex: 1; }
.mcr-label { font-size: 11px; color: rgba(255,255,255,0.5); margin-bottom: 4px; }
.mcr-val {
  font-family: 'Fraunces', serif;
  font-size: 26px; font-weight: 300;
  color: var(--white);
}
.mcr-side {
  display: flex;
  flex-direction: column;
  gap: 8px;
  border-left: 1px solid rgba(255,255,255,0.1);
  padding-left: 16px;
}
.mcr-small {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.mcr-small span { font-size: 10px; color: rgba(255,255,255,0.4); }
.mcr-small strong { font-size: 13px; color: rgba(255,255,255,0.85); font-weight: 500; }
.mc-cta {
  display: block;
  text-align: center;
  font-size: 13px;
  color: var(--green);
  font-weight: 500;
  padding: 4px 0;
}
.mc-cta:hover { text-decoration: underline; }

/* Loan types grid */
.loan-types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.lt-card {
  background: var(--cream);
  border-radius: var(--radius);
  padding: 24px;
  border: 1px solid rgba(0,0,0,0.06);
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: transform 0.2s, box-shadow 0.2s;
}
.lt-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.lt-card.lt-featured {
  background: var(--green-deep);
  border-color: transparent;
  box-shadow: 0 12px 40px rgba(4,52,44,0.25);
}
.lt-icon { font-size: 28px; }
.lt-card h3 {
  font-family: 'Fraunces', serif;
  font-size: 20px; font-weight: 400;
  color: var(--ink);
}
.lt-featured h3 { color: var(--white); }
.lt-rate {
  font-size: 14px; font-weight: 500;
  color: var(--green);
  background: var(--green-light);
  display: inline-block;
  padding: 4px 10px;
  border-radius: 50px;
  width: fit-content;
}
.lt-featured .lt-rate {
  background: rgba(29,158,117,0.2);
  color: #9FE1CB;
}
.lt-card p {
  font-size: 14px;
  color: var(--ink-muted);
  line-height: 1.65;
}
.lt-featured p { color: rgba(255,255,255,0.6); }
.lt-card ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-top: 4px;
  flex: 1;
}
.lt-card ul li {
  font-size: 13px;
  color: var(--ink-muted);
  padding-left: 16px;
  position: relative;
}
.lt-card ul li::before {
  content: '·';
  position: absolute; left: 4px;
  color: var(--green);
  font-size: 16px; line-height: 1;
}
.lt-featured ul li { color: rgba(255,255,255,0.55); }
.lt-featured ul li::before { color: #9FE1CB; }
.lt-btn {
  display: inline-block;
  margin-top: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--green);
}
.lt-btn:hover { text-decoration: underline; }
.lt-featured .lt-btn { color: #9FE1CB; }

/* Banks grid */
.banks-section { background: var(--cream); }
.banks-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
}
.bank-pill {
  background: var(--white);
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 50px;
  padding: 8px 20px;
  font-size: 14px;
  color: var(--ink-muted);
  font-weight: 500;
}

/* How it works */
.how-section { background: var(--white); }
.steps-grid {
  display: flex;
  align-items: center;
  gap: 0;
}
.step-card {
  flex: 1;
  background: var(--cream);
  border-radius: var(--radius);
  padding: 24px;
  border: 1px solid rgba(0,0,0,0.06);
}
.step-arrow {
  font-size: 20px;
  color: var(--ink-light);
  padding: 0 12px;
  flex-shrink: 0;
}
.step-num {
  font-family: 'Fraunces', serif;
  font-size: 32px; font-weight: 300;
  color: var(--green); margin-bottom: 10px;
}
.step-card h3 {
  font-size: 16px; font-weight: 500;
  color: var(--ink); margin-bottom: 8px;
}
.step-card p { font-size: 13px; color: var(--ink-muted); line-height: 1.6; }

/* Loan form section */
.loan-form-section { background: var(--green-deep); }
.lf-wrap {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 64px;
  align-items: start;
}
.lf-trust {
  display: flex;
  gap: 24px;
  margin-top: 28px;
}
.lft-item { text-align: center; }
.lft-num {
  font-family: 'Fraunces', serif;
  font-size: 28px; font-weight: 300;
  color: var(--white); margin-bottom: 4px;
}
.lft-label { font-size: 12px; color: rgba(255,255,255,0.4); }
.form-section-label {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: 12px;
}
.lead-form textarea {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-sm);
  padding: 11px 14px;
  font-size: 14px;
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  outline: none;
  resize: vertical;
  width: 100%;
  transition: border-color 0.2s;
}
.lead-form textarea::placeholder { color: rgba(255,255,255,0.25); }
.lead-form textarea:focus { border-color: rgba(255,255,255,0.35); }
.form-note {
  font-size: 11px;
  color: rgba(255,255,255,0.25);
  text-align: center;
  margin-top: 8px;
  line-height: 1.5;
}

/* FAQ */
.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.faq-item {
  background: var(--cream);
  border-radius: var(--radius);
  padding: 20px 24px;
  border: 1px solid rgba(0,0,0,0.06);
}
.faq-q {
  font-size: 15px; font-weight: 500;
  color: var(--ink); margin-bottom: 8px;
  line-height: 1.4;
}
.faq-a { font-size: 14px; color: var(--ink-muted); line-height: 1.65; }

/* Responsive */
@media (max-width: 1024px) {
  .loan-types-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { flex-wrap: wrap; }
  .step-arrow { display: none; }
  .step-card { flex: 0 0 calc(50% - 10px); }
}
@media (max-width: 768px) {
  .lh-wrap { grid-template-columns: 1fr; }
  .loan-badges { grid-template-columns: 1fr; }
  .loan-types-grid { grid-template-columns: 1fr; }
  .step-card { flex: 0 0 100%; }
  .lf-wrap { grid-template-columns: 1fr; gap: 32px; }
  .faq-grid { grid-template-columns: 1fr; }
  .lf-trust { justify-content: space-around; }
}